Challenged Credit Car Loans in Manitoba

Getting a car is a great way to get around town. However, it can be challenging to get approved for a loan if you have bad credit.

What is a Challenged credit?

Even if you have bad credit, it’s possible to get a car loan despite a low credit score. We are the Bank!
Vickar Financial Services is the only vehicle financing operation in Manitoba that lends our own money, which is unique in itself. Lending our own money means more approvals at better interest rates.

How do I apply?

You can apply for a vehicle in the way that you’re most comfortable! All information given by our clients is fully secure and confidential, regardless of the method that you choose.

Apply online:

Simply click the “Apply Now” button below, complete the credit application, and click submit! One of our experts will receive your information and will be in contact within one business day to verify your information, discuss your vehicle preference, and determine what fits your lifestyle best.

Apply via email:

Send us an email at with your full name, phone number, vehicle preference, and budget. One of our experts will be in touch within one business day to get started on finding the perfect vehicle for your driveway!

Apply via phone:

Just give us a call at (204) 515-0757 and we can securely take down your information and get your application started right away.

Apply in person:

We know that sometimes it’s just more fun to come to the dealership and have a look around and see people face-to-face! If this is your thing, we’d love for you to come in, have a coffee, and take a look around. Reach out to us by email at or by phone at (204) 515-0757 to book an appointment. You can find us at 1501 Dugald Road in Winnipeg, MB.

Apply now       Contact us